Insights

Taking your super as a lump sum might be tempting, but it won’t be the best option for everyone. You’ve probably spent much of your

By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Australian interest rates aren’t likely to be rising in the near future. That was the continued

Perhaps you’re considering options for how to reduce your debt before retiring. Well, one option may be to use your pension account, but there are

Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate

Insurance can help cover costs if your pet gets sick or hurt. Make sure you know it will cover your pet’s needs and the full

If you’ve had interrupted income, or just haven’t been in a position to put as much into super as you’d like, catch-up concessional contributions may

According to a report in Bloomberg recently, while Vanguard data show a portfolio with 60 equities/fixed income mix returned an average 9.1% a year from

If you’re a shareholder of a company, you may receive payments known as dividends. These payments represent your share of the company’s profits and are

If you’re a first home buyer, you may be eligible to withdraw voluntary super contributions you’ve made (plus earnings) to put towards a home deposit.

Your super fund invests your money for you. Most funds let you choose from a range of investment options, from conservative to growth. It’s worth

Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems.

The target mix of your investment portfolio should be built on your goals, time horizon and risk tolerance. But goals can change, and market fluctuations