Insights

If you’re struggling to pay your bills, a new credit card may not be the best move. See managing debt for other options. How to get the

If you’re employed, your employer should be paying a percentage of your earnings into your super account. It’s worth checking to make sure you’re being

Future investment returns are unknown, but past returns are a guide for retirement.  If you’re a member of a superannuation fund, for all intents and

Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may

Why having less super isn’t necessarily a financial sweet spot for retirees. Millions of Australians aged 67 and over have just received an Age Pension

There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many Australians have a strong fear

An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill.

Records you need to keep When you sell your shares in companies or units in managed funds, most of the records you need will be

Salespeople and advertisers use tactics to pressure you to buy a product or sign up to a service. Knowing their techniques can help you avoid

Some big companies have left the ASX recently. How do ETFs adapt to index changes? Share markets are ever changing. Companies come, and companies go.

Characteristics of goal-driven savers A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may

You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60. How a