Despite the rough and uncertain start to the year there is reason to be optimistic about the share market in 2022. Economies are recording solid economic growth, profits are rising and monetary policy, notwithstanding increases in interest rates this year, will remain easy. But 2022 is unlikely to replicate last year’s very strong investment returns … Read more
Sacrificing some of your pre-tax salary into superannuation…it sounds like a great idea in theory. Who wouldn’t want to save more for retirement? According to the latest figures for June 2021, a single Australian aged 65 will need $44,818 a year and couples will need $63,352 a year to enjoy a comfortable retirement1. So clearly … Read more
Nearly 85% of financial counsellors in Australia have reported that half, most or all their clients now have some form of buy now pay later debt. Often branded the modern-day layby, buy now pay later services essentially offer the same thing, but you get the product (which could be anything from a new outfit, pub … Read more
As the nation drifts back to work and study after the summer break, it’s often a time to start putting your New Year’s resolutions into practice. For some, an extended holiday may have convinced you that you are ready for more of the good life and that it’s time to retire. In the past, that … Read more
Consolidating your super means moving all your super into one account. It makes your super easier to manage, and saves on fees. Before you consolidate, pick the best super fund for you. You can transfer your super for free in a few simple steps. If you’re ready to consolidate your super now, go straight to … Read more
What happens to interest rates locally and globally is always important for investors, but particularly so at turning points in the economy. And notwithstanding the recent Omicron outbreak, the world’s most influential central bank, the US Federal Reserve, looks likely to lift interest rates as early as March. It would be the first increase in … Read more
The Year of the Tiger is here! If you’re wondering about your chances for money and success, things you do yourself could play a part. The Lunar New Year kicks off on 1 February 2022, as we usher in the Year of the Tiger. Ancient traditions tied to this event are believed to encourage health, … Read more
What is Home Care? Home Care (also known as in-home care, community care, home help, home support and in-home nursing care) is the umbrella term for a range of services that allow people to remain living independently in their own homes. Many elderly Australian’s take advantage of these services as an alternative to moving into … Read more
