Many women will need to do more to build up their super balances by the time they retire. There’s a plethora of data showing women, on average, earn less than males and have lower superannuation balances. The federal government’s Workplace Gender Equality Agency (WGEA) released its latest gender pay gap update on 27 February, revealing … Read more
When and how you can access your super to start an account-based pension. If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as the time when we aim to spend them. At least that’s the objective for most … Read more
Understand the rules, costs and risks of setting up an self-managed super fund (SMSF) to invest in residential property. Self-managed super fund property rules You can only buy property through your SMSF if you comply with the rules. The property must: meet the ‘sole purpose test’ of solely providing retirement benefits to fund members not … Read more
With ample time left before 30 June, now could be a good time to catch up on super. The early part of each year is often a good time to review your investing strategy for the calendar year ahead and beyond. And, with less than six months to go before 30 June, it’s also a … Read more
Land banking is a real estate investment scheme that involves buying large blocks of undeveloped land. These schemes are often unregulated and there’s little protection if something goes wrong. In a land banking scheme, property developers usually buy land, divide it into smaller blocks and offer it to investors. As an investor, you either buy … Read more
2024 is very much a story of how quickly and how sharply rates will start coming down. Around the world, just like in 2023, financial markets, investors, and borrowers are firmly focused on what will happen to official interest rates. But unlike last year, when rates were on the way up, 2024 is very much … Read more
When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance – admittedly not the most exciting part of buying a new home, but one which can save you money and stress in the future. Why lenders … Read more
