How is my insurance taxed?

With the cost of living on the rise, it’s more important than ever to have a financial safety net that protects you and your family in case the unexpected happens. Most Australian employees have some form of life insurance, often through their superannuation fund, but many of us tend to ‘set and forget’. To make … Read more

Stepping stones to reach your goals

The calendar turns over to a fresh, brand new year, full of promise, so how do we keep those promises we make to ourselves and get to the end of the year with our resolutions intact and goals realised? We all start out with good intentions when we set our objectives for the year to … Read more

What happens to my super when I move overseas?

If you’re a permanent Aussie resident, your super will remain subject to the same rules. If you’re a temporary resident, you can apply to have your super paid to you after you leave. You might be leaving the country for a variety of reasons – career prospects, love, adventure, new opportunities – or you may … Read more

The secrets to early retirement

Dreaming of retiring before you reach 50? The ‘secrets’ to early retirement may be more practical and achievable than you’d think. While many people choose to work as long as they can, others want to retire early, perhaps in their 30s, 40s or 50s. If you’re in the latter category, you’ll want to have sufficient … Read more

Market volatility: defined and explained

What is volatility? Volatility is an investment term that describes when a market or security experiences periods of unpredictable, and sometimes sharp, price movements. People often think about volatility only when prices fall, however volatility can also refer to sudden price rises too. How is volatility calculated? Volatility measures price movements over a specified period. … Read more