Consolidating your debts could give you a clearer picture of what you owe and potentially save you money, but there’ll still be things to look out for. If all those small debts you once had, have somehow multiplied and grown into bigger debts, rolling them into one could help reduce what you’re paying in fees … Read more
There are limits on how much you can pay into your super fund each financial year without having to pay extra tax. These limits are called ‘contribution caps’. How much you can contribute to your super fund and whether your fund is allowed to accept your contribution may also depend on your age and total superannuation balance. Contribution … Read more
Small savings can steadily grow without sacrificing the fun things in life. Get creative, set a goal and uncover easy ways to save in the long run. Like rolling out of bed to exercise first thing in the morning, sometimes the hardest thing about saving money is getting started. Once you’re in full swing, however, … Read more
The concept of retirement is changing, with fewer people working towards a final retirement date and then clocking off for good. Instead, those who have the flexibility to choose are often transitioning out of the workforce over several years, or even returning after a break. Whether you simply want to wind back your working hours … Read more
How you tackle your debts may make a big difference to what you pay in the long run. It’s not uncommon in Australia to have some form of debt, whether that be credit card debt, a personal loan, student tuition, car finance or a home loan. The good news is, certain debt can have its … Read more
