Thinking of refinancing? Here’s how

This step-by-step guide shows you how to navigate the process of refinancing your home loan. With interest rates increasing materially in the past few years, refinancing your home loan to a lower interest rate with another lender is one way to reduce mortgage stress and cope in the current environment. So to get you started, … Read more

Outright home ownership is the great retirement dream

Retiring without a mortgage has a large positive impact on retirement confidence. For decades the “Great Australian Dream” has been the general desire by most Australians just to own a home. But that dream has morphed over time. These days it’s not just about owning a home but having the mortgage paid off either before … Read more

8 tips to get a harder-working home loan

It’s lucky Aussie homeowners are a pretty resilient bunch. All the interest rate rises over the past couple of years have delivered a serious reality check, leaving variable rate home loans higher than they’ve been for a generation. So you need to get your home loan working as hard as possible particularly if your fixed … Read more

What is an aged care assessment and how does it work

Key points: Getting an assessment is the first step towards getting access to Government funded services Assessments are undertaken by the Aged Care Assessment Team across Australia, or the Aged Care Assessment Service in Victoria You can have your assessment reviewed if you don’t agree with the outcome From there, you can organise an assessment … Read more

Going for Gold

Gold prices have been climbing strongly in 2024 as investors, jittery about the effects of wars in the Middle East and Ukraine, buy up the asset because of its reputation as a safe haven. The spot price has risen more than 18 per cent since mid-February.i Demand for the precious metal is also being driven … Read more