Running your own self-managed super fund (SMSF) comes with many responsibilities and lodging an annual return is one of the most important. While paperwork may not be anyone’s favourite task, the Australian Taxation Office (ATO) takes the SMSF Annual Return (SAR) very seriously. As of February 2025, around 85,000 SMSFs had not lodged their SAR … Read more
Stopping work is a big shift – especially when you haven’t planned for it. Why you might face a sudden retirement Only one-third of Australians retire because they’ve reached retirement age. For many, retirement happens earlier than they expect due to events outside their control. These can include: Job loss or redundancy: some people are … Read more
The start of 2026 has seen gold and silver surge to record highs. So what’s behind those surges and falls? And what should everyday investors know about the risks of investing in precious metals right now? Why gold has been hitting new highs Gold is the classic safe haven: an asset people buy to protect … Read more
