– why investors need to be aware of the psychology of investing Dr Shane Oliver – Head of Investment Strategy and Chief Economist, AMP Capital Introduction Up until the 1980s the dominant theory was that financial markets were efficient – in other words all relevant information was reflected in asset prices in a rational manner. … Read more
You might feel emotionally ready to retire but you’ll want to make sure you’re financially ready too. Here are some of the big points to consider. Socialising with mates, enjoying leisurely activities and indulging in the odd trip away are all things that have likely crossed your mind when thinking about how you’ll spend retirement. … Read more
How your super is taxed differs depending on your age, contributions and other factors, so it’s important to understand the different tax implications that could apply to your nest egg. Super can be a tax-effective way of saving for retirement. Generally, money invested in super is taxed at a lower rate than your personal income … Read more
While it’s difficult to be the best investor in the world, we can all actively avoid being a ‘bad investor’ by learning from history and staying the course. Extended periods of market volatility regularly spark discussions around great investors and the traits that qualify folks to be included in that category. This is probably because, … Read more
Elder abuse was already an issue across the world, however, the pandemic has exacerbated the issue – with more and more people feeling a financial and emotional burden over the last three years. It is estimated that one in six older people have experienced some form of elder abuse over the last 12 months and financial abuse … Read more
Retirement can start to feel closer when you’re in your 40s. Fortunately, there’s still plenty of time to make decisions that could have a positive impact on your future financial wellbeing. Key points: On average, couples need nearly $65,000 a year to live comfortably in retirement1 Thanks to the pandemic, many of us spend some … Read more
A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions. Estate plans An estate plan records what you want done with your assets after your death. It can include documents such as: your will a testamentary … Read more
